Payment Options
Dental care, made affordable for everyone. Learn more about payment, insurance rebates, government support for children and seniors, and how to access superannuation for critical dental treatment.
Payment Plans (Interest Free)
- Afterpay and Zip accepted for most treatments (zero deposit, flexible).
- Approval is fast, no credit check for most services.
Health Funds
- All major funds, on-the-spot HICAPS, written itemized quotes.
- Preferred provider benefits at specific clinics—ask for yours.
Child Dental Benefits (CDBS)
- Bulk-billing for kids under Medicare (aged 2–17, up to $1095 every two years for check-ups, cleans, fillings, emergencies).
- Staff help you check eligibility and maximize benefits.
Seniors & Pensioners
- Pension & Healthcare Card discounts, government gap assistance, and bulk-billing for select services.
- Call your local clinic for suburb-specific offers.
Early Release of Superannuation
- Medically necessary dental procedures may be covered via compassionate super release, subject to strict ATO eligibility.
- We provide all documentation/support for applications and liaise with your fund.
- Application is via myGov, with quoted care plan and medical support letter required.
Transparency Promise
- No hidden fees; all price quotes fully explained.
- Item numbers for insurance and government claims always provided.
faqs
How do I know if my health fund is covered?
What is CDBS?
It’s a Medicare program bulk-billing eligible kids 2-17, up to $1095 total per child for dental care every two years.
What government help exists for seniors?
Pensioners and eligible seniors access discounts, bulk-billing, and gap reduction; call your clinic for full details by suburb.
Can I pay with my super?
Yes, in some severe clinical cases with full ATO and superfund approval. We assist every step—note that routine and cosmetic work is never covered.
What do I need to bring?
Health fund card, Medicare card for kids, pension/healthcare card for discounts, and your completed new patient form (if first visit).
How much will I get back from my health fund for the treatment?
This is dependent on which health fund you are with and also the level of cover you are on. At the end of your appointment, your dentist will provide you with a treatment plan, which will include a list of item numbers. An item number is a 3-digit code that you will need to quote to your health fund. Following this, your fund will be able to tell you exactly how much you are covered for.
What is the difference between General and Major Dental treatment?
Most health funds classify dental treatment into two categories: general dental and major dental.
Each year there is a maximum benefit you can claim in each of these categories.
The information provided below is to be used as a guide only. Please refer to your health fund’s full policy details to determine exactly what is appropriate for your situation.
- General dental treatment can include:
- Diagnostic and preventive services (examinations, X-rays, scale and clean)
- Restorations (fillings)
- Extractions
- Mouth guards
- Major dental can include:
- Crowns and bridgework
- Indirect restorations
- Dentures
- Root canal treatment
- Surgical extractions
- Periodontics
- Orthodontics
